Loan Management System
Why do you need this system?
Managing the lifecycle of a loan doesn’t end at disbursement. From EMI scheduling and payment tracking to delinquency management and reporting, loan servicing can become complex and prone to errors without the right tools in place.
Our Loan Management System (LMS) is designed to automate and optimize every post-disbursement activity in the lending process. Whether you're a Non-Banking Financial Company (NBFC) or a financial services provider, our LMS ensures efficient, compliant, and customer-friendly loan servicing.
Our System is always dependable and scalable.
Built with deep industry insight and over 20 years of experience in the lending domain, our LMS supports a wide variety of loan products and repayment structures. It helps you reduce operational risks, improve collection efficiency, and maintain strong customer relationships — all while ensuring regulatory compliance.
- Automates EMI schedules, collections, and overdue tracking.
- Seamlessly integrates with core banking or financial systems.
- Fully configurable to support various loan types and customer segments.
What is included?
The LMS is a robust, end-to-end solution for managing post-disbursement activities with transparency and accuracy. Key features include:
- Repayment Scheduling: Auto-generation of EMI schedules and interest calculations.
- Collection Management: Tracks and manages payments, partial payments, and dues.
- Delinquency Tracking: Monitors overdue accounts with escalation and follow-up alerts.
- Customer Communication: Automated SMS/email notifications for dues, receipts, and reminders.
- Penalty & Charges Engine: Calculates late fees, bounce charges, and other penalties.
- Accounting & Reconciliation: Integrated financial ledgers and audit-ready records.
- Regulatory Compliance: Aligns with RBI norms and audit requirements.
Don’t let manual processes limit your growth. Choose our Loan Management System to bring automation, visibility, and control into your lending operations. Get in touch with us today to schedule a personalized demo or learn how our LMS can fit into your existing ecosystem.